Car Loan
Rates -- Visit our Loan Rates page for rate information. Education Plus Credit
Union is a member owned, non-profit financial institution. Because of this, we
can generally offer you better rates with no down payment for qualified
borrowers.
Loan
Calculator -- Estimate you're monthly loan payment.
Quick Loan
Turn Around -- Usually less than 24 hours.
Pre-Approved
Loans -- So you can focus on the deal, not the financing. Before you shop,
come to the Credit Union and get your loan pre-approved. The loan officer will
help you figure out how much you can afford to pay and how much the payments
will be. It’s like shopping with cash!
NADA
Pricing -- For the current value of a used car. Before you buy or sell a used
car, contact us for the NADA price showing you the current value of the car,
taking into consideration the extra's on the car (air, cruise, etc.) and the
mileage. This will help you know if you are getting the best deal possible.
Home
Equity Loans - No application fee, appraisal fees may apply, easy application
process, no application fee, appraisal fees may apply.
"We do business in accordance with the Federal Fair Housing Law and the Equal
Credit Opportunity Act".
Overdraft
Protection
Overdraft Protection is a loan for your Share Draft (checking) account that
will help you to cover an otherwise non-sufficient funds (NSF) check.
Works like
a line-of-credit loan that advances to cover an otherwise NSF draft.
Will cost
you nothing if you don't use it, an NSF draft WILL cost you.
Can help
you to establish credit for yourself.
Can be
paid in easy, low monthly payments.
Miscellaneous Loans
Home
Improvement Loans
Signature
Loans
Student
Loans
Motor
Homes, Motorcycles, Travel Trailers, Boats, RV's, Off-Road Vehicles.
All loans are subject to qualification of the borrower. Some fees and
restrictions may apply.
Scholarships
Education PlusCredit Union recognizes the importance of continuing education
and growth for young people. We also understand the ever increasing difficulty
of financing a higher education. In an attempt to alleviate this difficulty,
Education Plus Credit Union offers scholarship assistance.
$750 Scholarship Requirements
Education Plus Credit Union offers four $750 scholarships to graduating
seniors. Applications are available between December 1st and March 1st.
Contact Education Plus Credit Union for complete details
Student
must be a member or eligible to become a member of Education Plus Credit Union.
Applicant
must have at least a 2.5 grade point on the 4.0 grade point scale for the
first seven semesters of high school.
$500 Scholarships Requirements
Education Plus Credit Union offers four $500 scholarships to attendees of
Monroe County Community College. For details about the $500 scholarships or to
apply, contact the Financial Aid Department of MCCC.
Applicant
must be accepted to attend MCCC.
The
applicant must be a member or eligible to become a member of Education Plus
Credit Union.
Service Centers
Service Centers are just like a branch of Education Plus Credit Union - you
can do...
Withdrawals,
deposits, check cashing, loan payments, fund transfers, money orders,
traveler's checks, balances, etc..
Most any
transaction you wish to perform may be completed at Service Centers for a fee
of $1.00 per transaction.
Visit
a Service Center near you!
Voice Response/Homebanking
Transfer
funds from one account to another within your account.
Find out
share, loan and certificate rates.
Inquire
about account information, account balances, cleared drafts, etc.
Toll-free
number for Voice Response.
For access to Voice Response or Homebanking, contact the Credit Union for an
activation card and password.
VISA
Visit our
Loan Rates page for rate information.
No Annual
Fee, Purchase Protection, 25 Day Grace Period, No Fee Cash Advances, $250,000
Common Carrier Insurance, 24 Hour Cash Access at VISA ATM's Everywhere!
Contact your Credit Union Loan Department for complete details!
Savings Accounts
All Credit Union deposits are insured up to $100,000 by the National Credit
Union Association (NCUA)
You may achieve and retain membership with Education Plus Credit Union as long
as you maintain an active account with a minimum $5 share deposit..
Regular
Shares
All
Purpose Shares
Holiday
Savings Club
PLUS
and Liquid Gold Account
Share
Draft (Checking) Account
Please contact us for complete details about our accounts or to obtain a copy
of our Truth-In-Savings brochure which includes our entire fee structure.
Other Credit Union Services
ATM Cards
with 24 hour, international access to your accounts.
Payroll
Deduction/Direct Deposit
Money
Orders
FREE VISA
Travelers Checks for Education Plus Credit Union members.
Free
Notary Public Service for Credit Union members
Night
Depository
Drive
Through Service
Wire
Transfers
Automatic
Loan Payments
Discount
Amusement Park Tickets available at all Education Plus Credit
Union offices:
Cedar Point,
Six Flags,
King's Island,&
Renaissance Festival.
Discount
coupons for Greenfield Village and Henry Ford
Museum are available at Education Plus Credit Union offices.
Discount
AAA Auto and Homeowners Insurance: 1-800-222-6424
Discount
Hertz Car Rental: 1-800-654-2200 - CDP #430139
Discount
Insurance programs: Contact the Credit Union for complete details
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